All persons who register as an 'investor' on this Website should read carefully the following warnings before making any investment.

All investment products carry risks. The relevant webpages and documents will cover risks specific to an individual offer. Please bear in mind the following general risks involved when investing through this Website:

YOUR PERSONAL DECISION TO INVEST
A decision to invest in a company is a personal decision by you and no responsibility for the consequences of that decision is accepted by either ClientCo or ShareIn or by any of its partners, directors, agents, employees or other members. To invest through this Website you need to understand the following important risks:

YOU ARE NOT COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME
This platform is for making investments. Investments are not covered by the Financial Services Compensation Scheme.

LOSS OF INVESTMENT
Investments, whether in new or existing businesses, carry high risks as well as the possibility of high rewards. Accordingly, each investor should consider very carefully whether such investments are suitable in the light of their own personal circumstances, commitments and available financial resources. Engaging in any investment activity may expose you to a significant risk of losing all of your investment. If a company fails, it is likely that you may lose all, or part, of your initial investment and receive no outstanding or future interest payments. In such circumstances neither the company nor ClientCo nor ShareIn will pay you back your investment.

Most of the companies in which ClientCo invest are new companies with limited if any track record. These companies will provide information such as their business plan and financial forecasts. Please be warned that these documents are not guarantees that the relevant company can achieve what it is hoping to do. Equally the information provided may state certain facts and statements, and again please be warned that neither ClientCo nor ShareIn are responsible for checking the accuracy of these facts and statements, which may not always prove to be true or complete.

LIQUIDITY
As an investor you should be aware that no established market exists for the trading of the [bonds/shares] in private companies, and such [bonds/shares] are not easily realisable. It must be appreciated that there could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at any price.

DIVERSIFY YOUR PORTFOLIO
We highly recommend investors to maintain a balanced portfolio. Diversification by spreading your money across different types of investments should reduce your overall risk. Investors should only invest a proportion of their available investment funds in [bonds/shares] being offered on this Website due to the high risks involved.

TAX
ClientCo and ShareIn recommend that you take your own tax advice on any investments which you make via this Website.

RECOMMENDATION
Neither ClientCo nor ShareIn provide advice or make personal recommendations. If you are in any doubt about the action you should take or the contents of a particular Offer Document, you should seek advice from an independent financial advisor authorised under the Financial Services and Markets Act 2000.

PAST PERFORMANCE
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.